Medical Malpractice & Legal Expenses Defence & Pursuit Cover

While ACC protects medical practices from claims against injuries to patients from medical treatment, it is not a silver bullet for all the liability exposures they face today.

Our Medical Malpractice insurance, along with our Legal Pursuit and Defence Expenses policy, is designed to protect medical practices and healthcare professionals from legal proceedings and professional disciplinary proceedings that arise from a breach of professional duty. It also covers exemplary damages and more importantly the damages to privacy breaches with the new Privacy Act coming into play.

Our Legal Pursuit and Defence Expenses policy means coverage goes beyond the legal liability cover under traditional Medical Malpractice policies. It caters for the everyday risks practices face, such as disputes with customers, suppliers, landlords or tenants, as well as appeals against a practice’s licensing issues. This policy includes complementary access to telephone legal advice from qualified lawyers to help practices resolve issues upfront and avoid disputes arising.

Delta also provide a subsidised Business Continuity Planning tool for medical practices to identify and mitigate unforeseen risks and provide peace of mind.

Coverage Benefits

  • Exemplary damages
  • Representation for professional disciplinary claims
  • Damages for privacy breaches
  • Coronial enquiries
  • HDC investigation
  • Pursuit and defence legal expenses for contractual disputes with suppliers and customers
  • Pursuit and defence legal expenses for property disputes
  • Appeal against medical practice’s licence revocation

    Optional Coverage

  • Cyber

    Optional Risk Management Add-on

    • Business Continuity Planning (BCP) SaaS tool


    New Zealand domiciled risks


    Target Segments

    All medical practices and practitioners



    Up to $10m