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Specialty products

Medical Malpractice, Legal Expenses Defence and Pursuit Cover

Designed to protect healthcare professionals against legal costs and claims for damages from injuries to patients which may arise out of an act, error or omission, or breach of duty of care while providing treatment and or consulting services.

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Protecting medical practices and healthcare professionals

Coverage

Medical malpractice

  • Legal representation at inquiries 
  • Medical malpractice 
  • Good Samaritan acts 
  • Breach of professional confidentiality 
  • Inquest costs 

Legal expenses defence and pursuit cover

  • Data protection 
  • Statutory licence 
  • Employees breach of restrictive covenants 
  • Commercial contract disputes 
  • Property disputes 
  • Employment disputes
  • Criminal prosecution 

Benefits

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Comprehensive coverage

Civil liability for malpractice, breaches of privacy/confidentiality, defamation, and intellectual property infringement.

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Several automatic extensions

Coverage for Good Samaritan acts, emergency first aid, and dishonest or fraudulent acts by employees. These extensions provide additional layers of protection without the need for separate policies. 

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Run-off cover 

For insured entities that are sold, cease trading, merge, or wind up during the policy period. This ensures that any claims arising from past activities can continue to be covered.

  • NZ domiciled risks

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Frequently Asked Questions

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Medical Malpractice, Legal Expenses Defence and Pursuit Cover