Financial Lines and Casualty products
General, Employers, and Statutory Liability
A comprehensive package designed to protect businesses against general commercial liabilities and modern exposures.
Keeping businesses protected against unforeseen risks and legal challenges
Coverage
General liability
Protects against the cost of compensating third parties if they suffer a personal injury or damage to their property, for which you are legally liable.
Employers’ liability
Protects against claims from staff injured in the workplace when they are not covered by ACC.
Statutory liability
Provides protection against prosecution under several New Zealand Acts of Parliament.
HSW crisis response costs
Pursuit and defence legal costs (optional add-on policy)
Provides funding to pursue legal cases and defend against incoming litigation. Coverage includes property disputes, data protection issues, employee breaches of restrictive covenants, commercial contract disputes, and statutory licence matters.
Rectification of faulty work extension (optional add-on policy)
Benefits
Unlimited reinstatements (for non-product liability claims)
The full policy limit is available for each claim, even if you’ve already had a claim that year.
No “property being worked on” exclusion
NIL excess on defence costs
Uncapped defence costs with no excess payable on a successful defence (insureds only pay the excess if they’re liable).
- NZ and Pacific Islands domiciled
- Worldwide jurisdiction can be provided
- Agricultural (non-forestry)
- Construction
- Contractors
- Industrial
- Manufacturing
- Office risks
- Property owners
- Retailers
- Trades
- Wholesalers
- Up to $50m
- Primary and excess
- Worldwide capacity
Recent articles
Delta Earns Third ‘Excellent’ from AM Best
Delta Insurance Group is excited to share that, for the third year in a row, we've earned a PA-2 (Excellent) assessment from...
Embracing Cyber Risk Management: The Increasing Risks of Cyber Threats
We are extremely thrilled today to announce the release of our brand new cyber white paper, Embracing Cyber Risk Management:...
Ten Underwriting Factors Influencing Cyber Premiums
In today's digital landscape, cyber threats pose significant risks to organizations of all sizes and industries. However,...
Frequently Asked Questions
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua, visit our damage cover page.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua
