Specialty products
Food Manufacturing Liability Insurance
Designed for food manufacturers, this policy provides specialised industry coverage unique to the sector, providing broader coverage across unique areas not typically addressed by standard general liability and statutory liability policies.
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Protecting food businesses with comprehensive liability cover
Coverage
Product recall
Cover for losses as a result of a defect or deficiency in the product which poses a danger to the user, including malicious product tampering. Covered losses include recall costs, replacement costs and compensation to third parties in the distribution chain.
Errors and omissions
Covers financial losses incurred by customers and third parties as a result of design, formulation or manufacturing of a product.
Pollution damage
Provides cover for your clean-up costs and compensation to third parties from a pollution event, including sudden and accidental pollution events and also cover slow and gradual pollution.
Crisis management
Covers expenses incurred to help mitigate negative publicity generated by a crisis event.
Consequential losses
Covers business interruption losses resulting from a covered claim.
Benefits
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Tailored coverage for food manufacturing
The policy is specifically designed for the food manufacturing industry, addressing unique risks such as product contamination, packaging defects, and food safety issues.
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Crisis management support
This includes costs for medical expenses, psychological counseling, and consultant fees, helping clients manage crises effectively and maintain their business reputation.
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Proactive approach to risk
Coverage for errors and omissions, environmental damage, and crisis events - the policy encourages clients to implement robust risk management practices.
- NZ and Pacific Islands domiciled risks
- Worldwide jurisdiction considered on request
- Food products
- Beverages
- Breweries and distilleries
- Cosmetics, skincare and beauty products
- Nutraceuticals
- $10m
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Frequently Asked Questions
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