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 Environmental products

Environmental Insurance Contractors Pollution Liability (CPL)

This policy covers you for your legal liability arising from exacerbating existing pollution conditions, introducing new pollution conditions, claims made and obligations directed by a regulatory body.

It also covers you for your legal liability arising from bodily injury, property damage and environmental damage caused by pollution incidents that occur when providing services, as well as emergency response expenses that are required to contain and remediate the contamination.

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Safeguard with comprehensive pollution risk management cover

Coverage

Covers sudden and accidental and gradual pollution incidents

Emergency response costs

Covers costs incurred to respond to a pollution incident.

Third party bodily injury

Physical injury, disease, mental anguish or emotional distress.

Third party property damage

Claims for damage, including the resultant loss of use, to third party property.

Clean up costs

Covers gradual as well as sudden and accidental pollution conditions covered.

Benefits

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Comprehensive coverage

Coverage for wide range of damages,  resulting from pollution incidents caused by the insured's work. This ensures that clients are protected against various liabilities that may arise during their operations.

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Emergency response expenses

For costs incurred to address an imminent and substantial threat to human health or the environment. Helping clients manage unexpected incidents promptly and effectively, minimising potential damage and liability.

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Supplementary payments

For defence costs, court costs, prejudgment interest, and post-judgment interest. This means that clients can receive financial support for legal expenses associated with defending against claims, reducing the financial burden on their business.

  • NZ and Pacific Islands domiciled risks
  • Worldwide jurisdiction considered on request

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Frequently Asked Questions

Learn more about Contractors Pollution Liability Insurance (CPL)