Environmental Liability Insurance – Fixed Site
Overview
This policy covers you for bodily injury, property damage and environmental damage caused by pollution incidents from locations that are owned or operated by you. It also covers emergency response expenses that are required to contain and remediate the contamination on your site where there is a legal obligation to do so.
Coverage
Covers both Sudden & Accidental and Gradual Pollution incidents
Emergency response costs
Covers costs incurred to respond to a pollution incident.
Third Party bodily injury
Physical injury, disease, mental anguish or emotional distress.
Third Party Property Damage
Claims for damage, including the resultant loss of use, to third party property.
Clean Up Costs
Covers gradual as well as sudden and accidental pollution conditions covered.
Asbestos/ Microbial Matter
Broad definition of pollution includes asbestos and microbial matter.
Insured’s Own Site
Cover provided for pollution from an insured’s own site.
Territory/Jurisdiction
NZ and Pacific Islands domiciled risks.
Worldwide Territory and Jurisdiction can be considered on request.
Target Segments
Manufacturing
Agriculture
Healthcare
Real estate
Government entities
Redevelopment projects
Genrally all types of industries
Capacity
$30m
Our Products
Financial Lines