Environmental products
Environmental Liability Insurance Fixed Site
This policy covers you for bodily injury, property damage and environmental damage caused by pollution incidents from locations that are owned or operated by you. It also covers emergency response expenses that are required to contain and remediate the contamination on your site where there is a legal obligation to do so.
Comprehensive pollution cover for fixed sites
Coverage
Covers sudden and accidental and gradual pollution incidents
Emergency response costs
Covers costs incurred to respond to a pollution incident.
Third party bodily injury
Physical injury, disease, mental anguish or emotional distress.
Clean up costs
Covers gradual as well as sudden and accidental pollution conditions covered.
Insured’s own site
Cover provided for pollution from an insured’s own site.
Third party property damage
Claims for damage, including the resultant loss of use, to third party property.
Benefits
Comprehensive cover for pollution incidents
Cover responds to loss, claim expense and business interruption costs, following a pollution incident, at or from a specified location, which may arise from both preexisting conditions and/or new conditions.
Business interruption
In the event of a pollution incident that disrupts business operations, the policy provides coverage for business interruption costs.
Transportation coverage
The policy extends coverage to pollution incidents caused by transportation activities. Businesses are protected against liabilities arising from the transportation of goods, products, or waste, whether the transportation is conducted by the insured or a third-party carrier.
- NZ and Pacific Islands domiciled risks
- Worldwide Jurisdiction considered on request
- Manufacturing
- Agriculture
- Healthcare
- Real estate
- Government entities
- Redevelopment projects
- Generally applicable to all industries types
- $30m
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Frequently Asked Questions
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