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 Financial Lines and Casualty products

General, Employers, and Statutory Liability

A comprehensive package designed to protect businesses against general commercial liabilities and modern exposures.

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Keeping businesses protected against unforeseen risks and legal challenges

Coverage

General liability

Protects against the cost of compensating third parties if they suffer a personal injury or damage to their property, for which you are legally liable. 

Employers’ liability

Protects against claims from staff injured in the workplace when they are not covered by ACC.

Statutory liability

Provides protection against prosecution under several New Zealand Acts of Parliament.

HSW crisis response costs

Pursuit and defence legal costs (optional add-on policy)

Provides funding to pursue legal cases and defend against incoming litigation. Coverage includes property disputes, data protection issues, employee breaches of restrictive covenants, commercial contract disputes, and statutory licence matters.

Rectification of faulty work extension (optional add-on policy)

Benefits

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Unlimited reinstatements (for non-product liability claims)

The full policy limit is available for each claim, even if you’ve already had a claim that year.

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No “property being worked on” exclusion

 

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NIL excess on defence costs

Uncapped defence costs with no excess payable on a successful defence (insureds only pay the excess if they’re liable). 

  • NZ and Pacific Islands domiciled
  • Worldwide jurisdiction can be provided


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Frequently Asked Questions

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Contact us to learn more about General, Employers, and Statutory Liability Insurance

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The content on this website is intended for insurance intermediaries only. Delta Insurance New Zealand (NZBN 9429041086865, FSP387886) is a wholly owned subsidiary of Delta International Limited (NZBN 9429045984464) and may pay a professional services fee (PSF) for access to shared services such as regulatory and compliance support, marketing and communications, human resources and access to technology platforms.  

 

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