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 Financial Lines and Casualty products

Associations Liability Insurance

If you are an elected representative of a community, sporting or governing body, you and the organisation can be at risk of a claim being made against you. Associations face risks of funds mismanagement, allegations for breach of duty, privacy breach, defamation and wrongful advice to Association members.

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Protection for elected representatives for claims arising from their duties

Coverage

Protection for the organisation and the individuals

Option to include cover for professional breaches and quasi-judicial investigations.

(Optional extension) cover for outside positions held at the request of the entity

Benefits

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Automatic and optional extensions

The policy includes several automatic extensions such as continuous cover, estate extension, and loss mitigation. Additionally, optional extensions like the extended reporting period and coverage for outside positions offer flexibility and additional protection tailored to the insured's needs.

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Estate and legal representatives cover

The policy extends coverage to the estates, heirs, legal representatives, or assigns of deceased insured persons, ensuring that claims related to wrongful acts are covered even after the insured person's death.

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Dishonesty and fraud protection

Covers claims arising from dishonest or fraudulent acts committed by employees, with certain conditions. This helps protect the association from financial losses due to internal misconduct.

  • NZ domiciled risks

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Associations Liability Insurance

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