New Zealand

Commercial Legal Expenses Liability Insurance

Commercial Legal Expenses Liability Insurance

This cover provides you with the funding to pursue a legal case, as well as defend litigation that comes your way.


Businesses can sometimes struggle to keep up-to-date with business legislation and regulatory requirements like data protection, employment, health and safety and industry-specific regulatory requirements. This cover protects your business, directors and employees against the potential costs of legal action brought by or against you.


Property Disputes

Pays for legal expenses in disputes in relation to your business premises including possession/eviction, landlord and tenant matters, physical damage, nuisance and trespass to your property.

Data Protection

Pays for the legal expenses for any dispute brought against you under the privacy legislation.

Statutory Licence

Pays legal fees for an appeal by you against a loss, revocation, suspension or proposed amendment to your operating licenses.

Employee Breach of Restrictive Covenants

Pays legal expenses in pursuing legal proceedings against a former employee who have breached their contractual obligations.

Employment Disputes

Pays your legal expenses for defending proceedings brought against you by an employee or ex-employee.

Commercial contract disputes

Pays legal expenses in the pursuit or defence of legal proceedings with a customer or supplier, including pursuit of unpaid invoices.

Coverage Benefits

Protects you from legal risk

Designed as a complementary product to protect the legal risk of your business.

Both pursuit and defence coverage

Legal pursuit coverage is outside the remit of standard liability policies.

Any dispute activates policy

No alleged liability is required to activate the policy, merely the fact a dispute exists.

Extensive coverage

Cover for a wide range of situations or disputes which would not trigger a liability policy.

Free legal advice

Free access to telephone advice from experienced lawyers.


New Zealand domiciled risks

Worldwide Jurisdiction can be considered on request

Target Segments

Broad range of industries



Higher limits available

Want to know more?

Talk to your broker to learn more about Legal Expenses Liability Insurance. If you're a broker, get in touch.