New Zealand

Food Manufacturing Liability Insurance

Food Manufacturing Liability Insurance

As a food manufacturer, this policy provides you with specific industry cover unique to the sector and is the only tailored food manufacturing liability product in Aotearoa.


Provides you with broader coverage across unique sections not often addressed under standard policies, including product recall, slow and gradual pollution, errors & omissions and crisis management cover.

Coverage Benefits

Product Recall

Provides cover for losses as a result of a defect or deficiency in the product which poses a danger to the user, including malicious product tampering. Covered losses include recall costs, replacement costs and compensation to third parties in the distribution chain.

Errors & Omissions

Covers financial losses incurred by customers and third parties as a result of design, formulation or manufacturing of a product.

Pollution Damage

Provides cover for clean-up costs and compensation to third parties arising out of a pollution event. This not only covers sudden and accidental pollution events but extends to also cover slow and gradual pollution as well.

Crisis Management

Covers expenses incurred to help mitigate negative publicity generated by a crisis event.

Consequential Losses

Covers business interruption losses resulting from a covered claim.


NZ and Pacific Islands domiciled risks

Worldwide Jurisdiction can be provided

Target Segments

Food products


Breweries & Distilleries

Cosmetics, Skincare & Beauty Products


Want to know more?

Talk to your broker to learn more about Food Manufacturing Liability Insurance. If you're a broker, get in touch.