Overview
Provides you with broader coverage across unique sections not often addressed under standard policies, including product recall, slow and gradual pollution, errors & omissions and crisis management cover.
Coverage Benefits
Product Recall
Provides cover for losses as a result of a defect or deficiency in the product which poses a danger to the user, including malicious product tampering. Covered losses include recall costs, replacement costs and compensation to third parties in the distribution chain.
Errors & Omissions
Covers financial losses incurred by customers and third parties as a result of design, formulation or manufacturing of a product.
Pollution Damage
Provides cover for clean-up costs and compensation to third parties arising out of a pollution event. This not only covers sudden and accidental pollution events but extends to also cover slow and gradual pollution as well.
Crisis Management
Covers expenses incurred to help mitigate negative publicity generated by a crisis event.
Consequential Losses
Covers business interruption losses resulting from a covered claim.
Territory/Jurisdiction
NZ and Pacific Islands domiciled risks
Worldwide Jurisdiction can be provided
Target Segments
Food products
Beverages
Breweries & Distilleries
Cosmetics, Skincare & Beauty Products
Neutraceuticals
Our Products
Financial Lines
Legal Expenses Liability Insurance
Optima Management Liability Package
General, Employers, & Statutory Liability Insurance
Professional Indemnity Insurance
Directors and Officers Liability Insurance
Medical Malpractice & Legal Expenses Defence & Pursuit Cover
Intellectual Property Legal Expenses Insurance