Commercial Legal Expenses Liability Insurance
Overview
Businesses can sometimes struggle to keep up-to-date with business legislation and regulatory requirements like data protection, employment, health and safety and industry-specific regulatory requirements. This cover protects your business, directors and employees against the potential costs of legal action brought by or against you.
Coverage
Property Disputes
Pays for legal expenses in disputes in relation to your business premises including possession/eviction, landlord and tenant matters, physical damage, nuisance and trespass to your property.
Data Protection
Pays for the legal expenses for any dispute brought against you under the privacy legislation.
Statutory Licence
Pays legal fees for an appeal by you against a loss, revocation, suspension or proposed amendment to your operating licenses.
Employee Breach of Restrictive Covenants
Pays legal expenses in pursuing legal proceedings against a former employee who have breached their contractual obligations.
Employment Disputes
Pays your legal expenses for defending proceedings brought against you by an employee or ex-employee.
Commercial contract disputes
Pays legal expenses in the pursuit or defence of legal proceedings with a customer or supplier, including pursuit of unpaid invoices.
Coverage Benefits
Protects you from legal risk
Designed as a complementary product to protect the legal risk of your business.
Both pursuit and defence coverage
Legal pursuit coverage is outside the remit of standard liability policies.
Any dispute activates policy
No alleged liability is required to activate the policy, merely the fact a dispute exists.
Extensive coverage
Cover for a wide range of situations or disputes which would not trigger a liability policy.
Free legal advice
Free access to telephone advice from experienced lawyers.
Territory/Jurisdiction
New Zealand domiciled risks
Worldwide Jurisdiction can be considered on request
Target Segments
Broad range of industries
Capacity
$100,000
Higher limits available
Our Products
Financial Lines