Financial Lines and Casualty products
Commercial Legal Expenses Insurance
This cover protects businesses, directors and employees against the potential costs of legal action brought by or against the insured.
Safeguarding against the costs of legal disputes and litigation
Coverage
Property disputes
Covers legal expenses related to property and tenancy disputes in connection with the business.
Employee breach of restrictive covenants
Pays legal expenses in pursuing legal proceedings against former employees who have breached their contractual obligations.
Data protection
Pays for the legal expenses for any dispute brought against you under the privacy legislation.
Employment disputes
Pays your legal expenses incurred by you, for defending proceedings brought against you by an employee or ex-employee.
Statutory licence
Pays legal fees for an appeal by you against a loss, revocation, suspension or proposed amendment to your operating licenses.
Commercial contract disputes
Pays legal expenses in the pursuit or defence of legal proceedings with a customer or supplier, including pursuit of unpaid invoices.
Benefits
Access to expert legal advice
Policyholders have access to commercial legal advice through the Delta Legal Line. This service provides guidance on critical employment-related matters, such as disciplinary actions, dismissals, and grievances, helping businesses navigate complex legal situations and potentially avoid costly disputes.
Business continuity
The policy includes provisions for appealing against adverse decisions, recovering legal costs, and mitigating claims - supporting businesses to manage legal risks effectively, ensuring that they can continue their operations with minimal disruption even when facing legal challenges.
Tailored coverage
The policy offers tailored coverage options that address specific business needs. This customisation ensures that businesses receive relevant and targeted legal protection, aligning with their unique operational requirements and reducing the risk of unexpected legal expenses.
- NZ and Pacific Islands domiciled
- Worldwide jurisdiction can be considered on request
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Frequently Asked Questions
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