New Zealand

Professional Indemnity Insurance

Cover that protects you against the costs of legal action and claims arising from an alleged loss based on a professional error by yourself or your staff.

Overview

With Delta’s Professional Indemnity insurance, you’re covered for providing professional services involving specialist knowledge or expertise and if a complaint is made against you to a professional body. You’re also covered against civil liability for professional negligence, breach of contract, misrepresentation, breach of the Fair Trading Act, defamation, unintentional breach of intellectual property rights, and dishonesty of directors and employees. So that you can defend yourself, our policy includes a separate limit for defence costs

Coverage Benefits

Nil Excess on Defence Costs

Uncapped defence costs with no excess payable on a successful defence (i.e. you only pay the excess if you’re liable)

Affirmative Cyber Liability

Including cover for cyber terrorism

Proactive Loss Mitigation

Helps to cover you through a crisis

Unlimited Reinstatements

The full policy limit is available for each claim, even if you’ve already had a claim that year.

Vicarious Liability

We cover you for your liability arising from the actions of sub-contractors and others working for you.

Fee Refund

For claims made against you for a refund of fees paid to you.

Optional Add-on Policy

Our Pursuit and Defence Legal Costs Policy provides funding to pursue a legal case, as well as defend litigation that comes your way. It covers you for property disputes, data protection, employee breach of restrictive covenants, commercial contract disputes and Statutory Licence.

Territory/Jurisdiction

NZ and Pacific Islands domiciled risks

Worldwide Jurisdiction can be provided

Target Segments

Architects, Engineers and Construction risks

IT, Telecoms and Media companies

Management Consultants

Quantity Surveyors

Excess Liability for Solicitors and Barristers (in excess of $10m)

Educational institutions

Travel Agents

Recruitment Firms

Capacity

Up to $30m, any one claim

Primary & Excess

Want to know more?

We’d love to hear from you. Get in touch with us to learn more about Professional Indemnity Insurance.