Our Products

We aim to provide cover that is more comprehensive than most with continual innovations to address modern exposures and new areas of risk.

Overview

Financial Lines

Legal Expenses Liability Insurance

Optima Management Liability Package

General, Employers, & Statutory Liability Insurance

Professional Indemnity Insurance

Directors and Officers Liability Insurance

Medical Malpractice & Legal Expenses Defence & Pursuit Cover

Intellectual Property Legal Expenses Insurance

Technology

Technology Liability Insurance

Personal and Household Cyber Protection Insurance

Cyber Liability Insurance

Property

Material Damage & Business Interruption

Natural Disaster Deductible Buydown

Environmental

Environmental Liability Insurance – Fixed Site

Environmental Liability Insurance – Contractors Professional and Pollution Liability (CPEL)

Environmental Liability Insurance – Contractors Pollution Liability (CPL)

Speciality

Manufacturing Liability Insurance

UAV Operators Insurance

Food Manufacturing Liability Insurance

Financial Lines

Optima Management Liability Package

Optima is Aotearoa’s s most comprehensive management liability package, designed to protect you from the impact of a wide range of liabilities. It’s modular so you choose the cover that best suits your needs.

General, Employers & Statutory Liability

A package designed to protect your business against general commercial liabilities and modern exposures.

Professional Indemnity

If you provide a professional service involving specialist knowledge or expertise, we provide you with cover that protects you against the costs of legal action and claims arising from a loss based on a professional error by yourself or your staff.

Legal Expenses Insurance

It’s difficult to keep up-to-date with business legislation and regulatory requirements. This cover protects your business, directors and employees against the potential costs of legal action brought by you or against you.

Medical Malpractice & Legal Expenses Defence & Pursuit Cover

While ACC protects medical practices from claims against injuries to patients from medical treatment, it is not a silver bullet for all the liability exposures you face today.

Intellectual Property Legal Expenses Insurance

This policy makes it easy for your company to cover legal costs in pursuit or defence of a legal case over intellectual property rights.

Directors and Officers Liability Insurance

Directors and officers are accountable for their actions and can be exposed to serious liability risks. This covers you for costs involved with legal action arising from carrying out your management and fiduciary duties.

Property

Material Damage & Business Interruption

If you are a business or property owner, this covers you for the potential loss or damage to your physical assets and any related event that disrupts business, including fire, vandalism, theft, vehicle Impact, water and electrical damage, and weather events.

Natural Disaster Deductible Buy Down

As a business or property owner, you could consider adopting this policy to reduce your excess in the event of a natural disaster.

Technology

Technology Liability Insurance

Delta has specifically designed this policy to respond to the broad needs of modern technology companies that provide consulting services, application and software development.

Cyber Liability Insurance

The impact of a cyber attack and its flow-on effects can seriously hinder your company’s ability to operate. Our policy gives you peace of mind in the event of a cyber attack as well as expert support to help mitigate your risk in the first place.

Personal and Household Cyber Protection Insurance

Your mobile, laptops and other personal devices are incredibly vulnerable to cyberattacks. Many of us want to do something about it but don’t know where to start. Our cover provides a step-by-step process to help prevent a cyberattack happening in the first place.

Speciality

Food Manufacturing Liability Insurance

If you are a food manufacturer, this policy provides you with specific industry cover unique to the sector and is the only tailored food manufacturing liability product in Aotearoa.

Manufacturing Liability Insurance

If you are a manufacturer, this policy provides you with specific industry cover unique to the sector and the only tailored manufacturing liability product in Aotearoa.

UAV Operators Insurance

If you’re in the business of operating or licensing drones, this cover addresses your specific risks associated with UAVs, including damage to the hull, third party liability, statutory liability and privacy breaches.

Environmental

Environmental Liability Insurance – Fixed Site

We provide your fixed site with historical and operational pollution cover that addresses a range of environmental risks not often covered under other insurance policies.

Environmental Liability Insurance Contractors Pollution Liability

We provide cover for your service industry that addresses a range of environmental risks not often covered under other insurance policies.

Environmental Liability Insurance – Contractors Professional Pollution Liability

We provide cover for environmental consultants and contractors that addresses a range of environmental risks not often covered under other insurance policies.